Privacy Policy and Cookie Policy

Last update: August 8, 2026

This notice explains how Money Plan AI ("the Service") collects, uses and protects users' personal data in accordance with Regulation (EU) 2016/679 ("GDPR") and applicable local law.

1. Data controller

The data controller is [Company / Owner name], reachable at info@moneyplanai.com.

2. Collected data

• Account data: username, email, password (stored in encrypted form).
• Financial data entered by the user: budgets, expenses, savings, investments, uploaded documents.
• Technical data: IP address, browser type, access logs, required for service security.

3. Purpose and legal basis

Data is processed to provide the requested service (Art. 6.1.b GDPR), to secure the infrastructure (Art. 6.1.f GDPR) and to comply with legal obligations where required (Art. 6.1.c GDPR).

4. Data retention

Data is retained for the account lifetime and, after deletion, for the period required by legal or tax obligations, then deleted or anonymized.

5. Sharing and transfers

Data is not sold or shared for marketing purposes. Infrastructure providers may process data as processors under GDPR requirements.

6. Cookies and local storage

Money Plan AI does not use profiling or advertising third-party cookies. Browser local storage is used to keep session and interface preferences (for example theme).

7. Data subject rights

You have the right to:

• access your personal data and obtain a copy;
• request correction of inaccurate data;
• request deletion ("right to be forgotten") within legal limits;
• request portability in a structured, machine-readable format;
• object to processing or request limitation;
• lodge a complaint with the supervisory authority.

To exercise your rights, write to info@moneyplanai.com.

8. Security

We adopt technical and organizational measures to protect data from unauthorized access, loss or destruction, including password encryption and authenticated access controls.

9. Changes to this notice

This notice may be updated periodically. Changes will be published on this page with the latest update date.

This document is a generic informational template and does not constitute legal advice. Before production use, have it reviewed by a qualified legal professional and replace the placeholder data with the real details of the data controller.